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公积金个人住房贷款与银行自营个人住房贷款每月还本付息对照表
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贷款年限
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贷款本金
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贷款月利率‰
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每月还本金
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每月还利息
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每月还本付息合计
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贷款到期后付息总额
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公积金贷款
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商业贷款
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公积金贷款
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商业贷款
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公积金贷款
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商业贷款
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差 额
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公积金贷款
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商业贷款
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公积金贷款
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商业贷款
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差额
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公积金贷款
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商业贷款
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差额
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公积金贷款
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商业贷款
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差额
|
|
1
|
1
|
10000
|
10000
|
3.45
|
4.425
|
0.975
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
414.00
|
531.00
|
117.00
|
|
2
|
2
|
10000
|
10000
|
3.45
|
4.425
|
0.975
|
416.67
|
416.67
|
18.20
|
23.43
|
5.23
|
434.87
|
440.10
|
5.23
|
436.80
|
562.32
|
125.52
|
|
3
|
3
|
10000
|
10000
|
3.45
|
4.425
|
0.975
|
277.78
|
277.78
|
18.08
|
23.32
|
5.24
|
295.86
|
301.10
|
5.24
|
650.88
|
839.52
|
188.64
|
|
4
|
4
|
10000
|
10000
|
3.45
|
4.425
|
0.975
|
208.33
|
208.33
|
18.09
|
23.37
|
5.28
|
226.42
|
231.70
|
5.28
|
868.32
|
1121.76
|
253.44
|
|
5
|
5
|
10000
|
10000
|
3.45
|
4.425
|
0.975
|
166.67
|
166.67
|
18.13
|
23.47
|
5.34
|
184.80
|
190.14
|
5.34
|
1087.80
|
1408.20
|
320.40
|
|
6
|
6
|
10000
|
10000
|
3.825
|
4.65
|
0.825
|
138.89
|
138.89
|
20.26
|
24.36
|
4.60
|
159.15
|
163.75
|
4.60
|
1458.72
|
1789.92
|
331.20
|
|
7
|
7
|
10000
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10000
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3.825
|
4.65
|
0.825
|
119.05
|
119.05
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20.37
|
25.03
|
4.66
|
139.42
|
144.08
|
4.66
|
1711.08
|
2102.52
|
391.44
|
|
8
|
8
|
10000
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10000
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3.825
|
4.65
|
0.825
|
104.17
|
104.17
|
20.49
|
25.21
|
4.72
|
124.66
|
129.38
|
4.72
|
1967.04
|
2420.16
|
453.12
|
|
9
|
9
|
10000
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10000
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3.825
|
4.65
|
0.825
|
92.59
|
92.59
|
20.62
|
25.40
|
4.78
|
113.21
|
177.99
|
4.78
|
2226.96
|
2743.20
|
516.24
|
|
10
|
10
|
10000
|
10000
|
3.825
|
4.65
|
0.825
|
83.33
|
83.33
|
20.74
|
25.59
|
4.85
|
104.07
|
108.92
|
4.85
|
2488.80
|
3070.80
|
582.00
|
|
11
|
11
|
10000
|
10000
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3.825
|
4.65
|
0.825
|
75.76
|
75.76
|
20.87
|
25.78
|
4.91
|
96.63
|
101.54
|
4.91
|
2754.84
|
3402.96
|
648.12
|
|
12
|
12
|
10000
|
10000
|
3.825
|
4.65
|
0.825
|
69.44
|
69.44
|
21.01
|
25.99
|
4.98
|
90.45
|
95.43
|
4.98
|
3025.44
|
3742.56
|
717.12
|
|
13
|
13
|
10000
|
10000
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3.825
|
4.65
|
0.825
|
64.10
|
64.10
|
21.14
|
26.18
|
5.04
|
85.24
|
90.28
|
5.04
|
3297.84
| |